Terms and conditions for norquixalva.com services

These terms explain your rights and responsibilities when using services from norquixalva.com. Please read carefully before using our website or subscribing to our financial planning service.

September 8, 2025

Acceptance of terms

By accessing or using our services, you acknowledge that you have read, understood, and agree to these terms and conditions, as well as our Privacy Policy and Disclaimer.

Definitions

Key terms used in these terms and conditions are defined below:

‘Service’ means the subscription-based financial planning service provided through norquixalva.com.

‘User’ refers to anyone accessing or using our website or services.

‘Advisor’ means the financial planning professional assigned to each subscriber.

‘Subscription’ is the ongoing monthly payment plan for our services.

Service usage requirements

Our services are intended for personal use by Australian residents. Users must provide accurate information and comply with applicable laws.

Eligibility

You must be at least 18 years old and reside in Australia to subscribe. We do not permit use by those under 18.

18+ only. Proof of age may be required.

User responsibilities

As a user, you agree to:

Provide accurate and current information during registration.
Keep login credentials secure and confidential.
Use our services in accordance with all applicable regulations.
Inform us promptly of any unauthorised use or security breaches.

Prohibited uses

The following uses are not permitted:

Providing false or misleading information.
Attempting to access or tamper with other users’ accounts.
Using our services for unlawful or fraudulent purposes.
Disrupting the operation or security of the site.
Copying or distributing our content without permission.

Intellectual property rights

All website content, including text, graphics, and logos, belong to norquixalva.com or our licensors. You may not use, copy, or reproduce content without permission, except as allowed by law.

User-generated content

You may submit feedback or enquiries, but remain responsible for your contributions. Content must not infringe on others’ rights or contain prohibited material.

Rights to user content

By submitting content, you grant norquixalva.com a right to use, display, or reproduce it for service improvement or marketing purposes.

Privacy and data protection

Your personal data is handled in accordance with our Privacy Policy. We use reasonable safeguards to protect your information and comply with Australian privacy laws.

See privacy policy

Disclaimer and limitations

Services are provided as-is. We do not guarantee any specific outcome or result.

Important disclaimer

Results may vary. Please review our Disclaimer for more details.

Limitation of liability

norquixalva.com is not liable for any direct or indirect damages arising from your use of our services or website.

Indemnification

You agree to indemnify and hold norquixalva.com harmless from any claims resulting from your use of our services or violation of these terms.

Dispute resolution process

Any disputes will be resolved under Australian law. We encourage users to contact us first for informal resolution.

Arbitration

Disputes not resolved informally may be submitted to arbitration under Australian jurisdiction.

Arbitration is binding and replaces court proceedings.

Online dispute resolution

You may access online dispute resolution via official government channels.

Contact support for dispute resolution

Severability

If any part of these terms is invalid, the remaining provisions remain in effect.

Entire agreement

These terms, along with our Privacy Policy and Disclaimer, represent the complete agreement between you and norquixalva.com.

Applicable law and jurisdiction

These terms are governed by the laws of Australia.

Termination

We reserve the right to terminate access to our services for violations of these terms or applicable laws.

Modifications

norquixalva.com may amend these terms at any time. Continued use constitutes acceptance of updated terms.

Contact us about terms

For questions about these terms, please contact our support team.

Terms email: content@norquixalva.com

Support phone: +61 7 2573 2249

Mailing address: 1 Bligh Street, Level 26, Sydney, NSW 2000 Australia

Terms effective date: September 8, 2025

Version: 2